Report
Outlook on AI-driven Systemic Risks and Opportunities
In this report, Guy Carpenter and CyberCube explore the transformative impact of AI on cyber risk, detailing its dual role in enhancing both defensive and offensive cyber capabilities. The analysis highlights AI’s potential to amplify systemic risks, such as through polymorphic malware or AI-targeted data breaches, while also providing a framework to quantify these emerging threats. Leveraging the cyber kill chain model, the report underscores the urgency for insurers to adapt to AI-driven threats, balancing innovation with robust risk mitigation strategies.
Report features
- A joint study by Guy Carpenter and CyberCube reveals four key dynamics through which AI can drive cyber aggregation risk, including AI as a software supply-chain threat and a new attack surface.
- The report highlights the potential for AI to enhance cyberattacks through advanced techniques like polymorphic malware, increasing both the efficiency and scale of data breaches and ransomware campaigns.
- Leveraging CyberCube’s kill chain methodology, the study explores the systemic risk posed by AI while outlining a framework for insurers to quantify exposure and prepare for AI-driven cyber catastrophes.