Report
AI Catastrophe Risk: Machine State of Mind
Artificial intelligence is no longer a niche technical risk confined to a single line of insurance. As AI systems take on greater autonomy in decision-making, content generation, and operational processes, they introduce new forms of loss that cut across established coverage lines and create novel impacts that insurance has never covered before. This report introduces CyberCube's I2T2 framework and six AI Event Families, providing carriers, brokers, and risk managers with a structured way to anticipate where AI-driven losses will land, and why.
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Document features
This document will detail what you need to know about quantifying AI-driven insurance risk, with a deeper dive into:
- Where AI risk overlaps with, and diverges from, established Cyber risk - including AI as TTPs, as a Single Point of Failure, and as a new kind of actor and impact
- The I2T2 framework, which maps AI risk across four dimensions: Information, Intelligence, Tactics, and the Technology Stack
- The six AI Event Families, from media/regulatory and output generation failures to physical perils, adversarial exploitation, and supply chain dependency failure - each illustrated with real-world incidents
- How coverage and accumulation are likely to play out across Cyber, Crime, E&O, D&O, GL, Products Liability and other lines, and how to map exposures against your own policy wordings