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Accurately Assessing Silent Exposure: A Step Towards Strengthening the Cyber Market's Development

CyberCube's Co-founder and Head of Product & Analytics, Ashwin Kashyap, explains the challenge of Silent Cyber for the development of Cyber Insurance.

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Against a backdrop of increasing interconnectivity, the need to accurately price cyber risks, understand gross and net exposures, and gain deeper insight to steer underwriting towards better exposure controls and profitability is paramount.


This is particularly challenging when exposures have in many cases changed from tangible physical risks to intangible digital exposure. As a result, cyber risks and exposures need to be accurately factored into the pricing of existing standard property and casualty policies.